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Terms of Service

Clear rules, written like humans talk. These terms govern your use of the WalletCore apps, APIs, and BDTC‑related services.

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Last updated: 2026-01-15 · This page is for your convenience and is not legal advice. If you don’t agree to these terms, do not use WalletCore.
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OverviewPlain‑English summaryDefinitionsGuiding principles & our commitmentsYour responsibilitiesEligibility & useAccounts & identityWallets, private keys & BDTCFees, taxes & networkCompliance & prohibited usesRisks you should knowThird‑party servicesContent & intellectual propertyService changes & availabilityData & privacySecurity & disclosuresOpen‑source componentsDevelopers: API & SDKBeta programsCommunicationsCommunity guidelinesModeration & takedownsBrand & trademarksCopyright/DMCALaw enforcement requestsExport controls & sanctionsChildren & minorsNotices & changesApp store termsPromotions & referralsStaking, DeFi & protocolsBDTC disclosuresProtocol governanceForks, snapshots & airdropsHardware wallets & devicesImports, exports & migrationsAccessibilityBusiness continuitySupport & service levelsEducational contentNo investment or tax adviceSuspension & terminationDisclaimersLimitation of liabilityIndemnityGoverning law & disputesSeverabilityAssignmentForce majeureEntire agreementTranslationsRegional termsContactAnnex: Explanations & examples

Overview

These Terms of Service (the “Terms”) form a binding agreement between you and the WalletCore entities that operate the WalletCore websites, mobile and desktop applications, browser extensions, APIs, SDKs, and related services (collectively, the “Services”). “You” means the person or legal entity using the Services. If you are using the Services on behalf of a company or other entity, you represent that you have authority to accept these Terms on its behalf.

By accessing or using the Services, you agree to the Terms. If you do not agree, do not access or use the Services. We may update the Terms from time to time. When we do, we will update the “Last updated” date and, where required, provide notice. Your continued use means you accept the updated Terms.

We believe legal text can be readable. Throughout these Terms, we include short summaries to help you understand the gist. The summaries are not legally binding; the full clauses are.

Guiding principles & our commitments

We believe money tools should feel trustworthy, comprehensible, and respectful. These principles guide how we build and how we show up when things go right—and when they don’t.

  • Plain language: We write like people talk. When we must be formal, we add a summary.
  • Safety first: We prioritize secure defaults, defense‑in‑depth, and clear signing prompts.
  • No dark patterns: We avoid tricks and give you meaningful control over data and settings.
  • Interoperability: Open standards and export options matter. Lock‑in does not.
  • Humility: Crypto evolves fast. When we learn, we adapt, and we tell you what changed.

Your responsibilities (short version)

You control your devices and keys. Keep them safe. Review transactions. Follow the law. Don’t impersonate others. Don’t abuse the platform. Use strong passwords, enable 2FA, and keep software up to date.

If something looks off—an address mismatch, a surprising approval, a request for seed phrases—stop and verify. Our support team will never ask for your private keys or recovery phrases.

Accounts & identity

Some features may require an account. You agree to provide accurate information, keep credentials confidential, and notify us promptly of suspected compromise. Where we offer identity verification, you must provide true information and keep it current. We may rely on third‑party identity providers; their terms apply to that processing.

Communications

We may contact you about safety alerts, changes to the Services, and legal updates. Where permitted, we may also send product tips or surveys. You can manage marketing preferences in settings or by using the unsubscribe link. Notices are effective when sent to the email associated with your account or shown in‑product.

Community guidelines

Be respectful. Don’t harass, spam, or mislead others. Don’t post private information without consent. If you host communities or run integrations, you’re responsible for moderating them and following applicable law.

Moderation & takedowns

We may remove content or restrict access if it violates these Terms or the law, or to protect users. We aim to be proportionate and transparent. Where feasible, we will notify you and provide a way to contest a decision.

Brand & trademarks

WalletCore names, logos, and product marks are trademarks. Don’t use them in a way that implies endorsement without written permission. You may reference our products in a descriptive way (e.g., “compatible with WalletCore”), provided it’s truthful and not misleading.

Copyright/DMCA

If you believe content infringes your copyright, please send a notice with sufficient detail for us to locate the material, proof of ownership, your contact information, and a statement made under penalty of perjury. We may remove content and, where appropriate, terminate repeat infringers.

Severability

If any provision of these Terms is found unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, corporate reorganization, or sale of assets.

Force majeure

We will not be liable for delays or failures caused by events beyond our reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, internet or utility failures, governmental actions, or other force majeure events.

Entire agreement

These Terms, along with any product‑specific terms and the Privacy Notice, make up the entire agreement between you and us regarding the Services and supersede any prior agreements on the same subject.

Translations

We may provide translations for convenience. If there is a conflict between a translation and the English version, the English version controls unless local law requires otherwise.

Plain‑English summary

  • You control your wallet and are responsible for your keys and actions.
  • Crypto and real‑world asset tokens are risky. Prices can move, networks can fail, laws can change.
  • We provide software “as is.” We work hard to keep it safe and available but cannot promise perfection.
  • Do not use the Services for anything illegal or to violate others’ rights.
  • Some disputes must be handled through arbitration where allowed, with no class actions.

What this means for you

Treat WalletCore as a powerful tool, not a promise. Keep backups. Use strong security. Understand the assets you hold and the networks you interact with. If the law in your region imposes extra rights or restrictions, those apply in addition to these Terms.

Definitions

“BDTC” refers to the BDTC token described on our website and documentation. “WalletCore,” “we,” “us,” and “our” refer to the group of entities that develop and operate the Services. “Digital asset” means any cryptographic token or digital representation of value, including stablecoins and real‑world asset tokens. “Network” means a blockchain, layer‑2, sidechain, or similar distributed system.

“Non‑custodial” means you control your private keys. Unless we explicitly say otherwise, the Services are non‑custodial. “Content” means information or materials shown in the Services, including text, code, data, graphics, audio, and video.

Eligibility & acceptable use

You must be the age of majority in your place of residence and capable of entering into a binding contract. You may use the Services only in compliance with applicable laws and sanctions. If you are on a restricted list, subject to sanctions, or in a jurisdiction where use is prohibited, you may not use the Services.

You agree not to: (i) use the Services to violate any law; (ii) infringe or misappropriate others’ rights; (iii) reverse engineer, interfere with, or overload the Services; (iv) upload harmful code; (v) use automated means to scrape or access without permission; or (vi) attempt to access non‑public features.

Wallets, private keys & BDTC‑specific notices

With non‑custodial features, you—and only you—control your private keys. If you lose your keys or recovery phrases, we cannot recover your assets. You are responsible for safeguarding devices, backing up credentials, and authorizing transactions. Certain features may offer additional protections (e.g., passkeys, MPC, or recovery helpers) but they do not make us your custodian unless we explicitly say so.

BDTC may reference underlying real‑world assets and employ security‑minded protocols (including research toward quantum‑resistant primitives). Descriptions on marketing pages are informational and not promises, guarantees, or a solicitation to buy or sell any asset. Supply figures, integrations, and roadmaps may change. You are solely responsible for evaluating BDTC and any other assets you hold or transact.

Network transactions are irreversible. Carefully review addresses, fees, and prompts before signing. You authorize transactions from your wallet; you are responsible for them.

Fees, taxes & network conditions

Networks charge fees (e.g., gas). We may also charge transparent product fees for certain features, which we disclose in‑product. Fees are not refundable once a transaction is submitted to a network. You are responsible for any taxes that apply to your use of the Services or your digital asset activities.

Network conditions may affect confirmations, reliability, and availability. Forks, upgrades, or failures can impact balances and features. We do not control networks and are not responsible for their behavior.

Compliance & prohibited uses

You must follow applicable anti‑money laundering, counter‑terrorist financing, and sanctions rules. If we reasonably believe your activity is unlawful or presents unacceptable risk, we may limit access where permitted by law. Do not use the Services for fraud, scams, market manipulation, or any activity that would require a license you lack.

We may provide optional identity and compliance tooling. Providing information does not guarantee access. We may share limited information with service providers per our Privacy Notice.

Risks you should know

  • Market risk: Digital assets can be volatile. You may lose value rapidly.
  • Technology risk: Bugs, exploits, key compromise, or network failures can cause loss.
  • Regulatory risk: Laws evolve. New rules can affect access, taxes, or classification.
  • RWA‑specific risk: Tokenization of real‑world assets involves counterparty, custody, and legal structure considerations. Evaluate any attestation or audit carefully.
  • Experimental features: Beta or advanced security options may be subject to change and additional risk.

None of the information in the Services is investment, legal, or tax advice. Make your own decisions with professional counsel as needed.

Third‑party services & links

The Services may interoperate with third‑party protocols, networks, or vendors. We do not control third‑party content or terms. Your use of third‑party services is at your option and subject to their terms and privacy policies. We are not responsible for losses arising from third‑party services.

Content & intellectual property

We and our licensors own the Services and content therein, including software, designs, and branding. Subject to these Terms, we grant you a limited, non‑exclusive, non‑transferable license to use the Services for their intended purpose. You may not copy, modify, distribute, or create derivative works except as permitted by law.

If you submit feedback, you grant us a worldwide, royalty‑free license to use it to improve the Services with no obligation to compensate you.

Service changes, betas & availability

We may change, suspend, or discontinue features at any time. We may offer experimental or beta features that can be modified or removed without notice. We aim for high availability but provide the Services on an “as is” and “as available” basis without warranties.

Data & privacy

Your privacy matters. Our Privacy Notice explains what we collect, why we collect it, and how we use it. In short: we collect only what’s necessary to run and improve the Services, to keep accounts safe, and to comply with the law. We don’t sell personal data.

Certain features (like fraud prevention or account recovery) may involve additional data processing. We minimize retention and use safeguards such as hashing, encryption in transit and at rest, and strict access controls. See the Privacy page linked in the footer for details and region‑specific disclosures.

Security & responsible disclosures

We design for safety: authentication protections, signing clarity, and ongoing monitoring. No system is perfect. If you believe you’ve found a vulnerability, please report it responsibly via our security page. Do not access data that isn’t yours or degrade the service. We’ll investigate promptly.

Where applicable, we may acknowledge researchers and, at our discretion, offer recognition. This program is voluntary and can change without notice.

Open‑source components

The Services may include open‑source software. Licenses for those projects govern their components. Where required, we provide attribution and license texts in‑app or in our repository. To the extent a license grants you rights to source code or modifications, those rights control for that component.

Developers: API & SDK terms

If you build on our APIs or SDKs, you must follow our developer documentation and use limits. Do not obscure origin, misrepresent user actions, or circumvent security. You are responsible for your apps and users. We may revoke keys that create risk, break the law, or violate these Terms.

You retain ownership of your code. You grant us a limited license to process data necessary to provide the developer Services. If your app collects personal data, you must publish a clear privacy notice and obtain appropriate consents.

Beta programs & experimental features

Beta features are works in progress, offered “as is,” and may be withdrawn. Feedback helps us improve. By participating, you agree to keep pre‑release details confidential if we mark them as confidential, and you acknowledge that performance, availability, and accuracy may vary.

Law enforcement & legal requests

We review valid legal requests. We respond narrowly and only when required by law, consistent with our policies and user privacy. Due to the non‑custodial nature of many features, we often have limited data. See the Privacy Notice for how we handle requests and any transparency reporting we publish.

Export controls & sanctions

You may not use or export the Services in violation of applicable export laws and sanctions, including those administered by the U.S., U.K., E.U., and U.N. You represent that you are not located in a prohibited jurisdiction and are not a blocked person or entity.

Children & minors

The Services are intended for adults. If you are under the age of majority, you may use the Services only with the involvement of a parent or legal guardian, and only where permitted by law. We do not knowingly collect personal information from children without appropriate consent.

Notices & changes to the Terms

We may update these Terms as our products evolve or laws change. If we make material changes, we will provide reasonable notice as required (for example, via email or in‑product). Continued use of the Services after the effective date constitutes acceptance of the changes.

App store terms

If you downloaded our mobile apps from an app store, the store’s terms may apply in addition to these Terms. The store is not responsible for support, maintenance, or claims beyond what the law requires. To the extent required, the store is a third‑party beneficiary of this section.

Promotions, referrals & airdrops

From time to time, we may run promotions or referral programs. Each program has its own rules, which govern participation, eligibility, and rewards. We may modify or end a program at any time. Rewards are not guaranteed and may be subject to taxes and additional terms.

Staking, DeFi & third‑party protocols

If you choose to interact with staking or DeFi protocols from within the Services, you do so at your own risk. Smart contracts can fail. Yields are not guaranteed. Protocol governance may change outcomes without notice. Review documentation and audits before participating.

BDTC disclosures & RWA considerations

BDTC communications may reference reserves, attestations, or integrations. Such references are informational and not commitments. Where applicable, independent attestations or audits speak for themselves; read them directly. There is no guarantee of redemption, convertibility, or secondary market liquidity unless expressly stated in a separate, binding document.

Any mention of quantum‑resistant approaches refers to ongoing research and best‑effort engineering judgment. Cryptography evolves; new attacks may emerge. You should not rely on a single control and should apply defense‑in‑depth.

Protocol governance

Some features interact with protocols governed by token holders or other stakeholders. Voting outcomes can change parameters, fees, or functionality. We do not control governance processes and are not responsible for outcomes or losses arising from governance decisions.

Forks, snapshots & airdrops

Chains may fork; projects may take snapshots or distribute airdrops. We may, at our discretion, support or not support such events. Support depends on security, legality, and technical feasibility. We are not obligated to support forks or distribute airdropped assets.

Hardware wallets & devices

If you connect hardware devices, you are responsible for firmware integrity and physical security. We are not responsible for device failures or supply‑chain issues. Always buy hardware from trusted sources and verify authenticity.

Imports, exports & migrations

We aim to support data portability. Where offered, you can export certain data in standard formats and import from other tools. Verify imported data carefully and test with small amounts before moving significant value.

Accessibility

We strive to make the Services accessible and usable, including support for assistive technologies and reduced‑motion preferences. If you face barriers, please contact us so we can improve.

Business continuity

We maintain continuity plans to mitigate service disruptions, with a focus on recovery time objectives proportionate to the risk. Because we do not control public networks, we cannot guarantee uninterrupted access.

Support & service levels

Standard support is provided via our help center and email. Response and resolution times may vary. If you have a business agreement with separate support terms, those terms apply in case of conflict with this section.

Educational content

Guides, tutorials, and examples are for education. They may reference third‑party tools or strategies that carry risk. You are responsible for deciding whether and how to use them.

No investment, legal, or tax advice

Information in the Services is provided for general informational purposes only and should not be construed as professional advice. Consult qualified professionals for advice tailored to your situation.

Suspension & termination

You may stop using the Services at any time. We may suspend or terminate access if you violate these Terms or if we reasonably believe your use creates risk or liability for us or others. Sections that by their nature should survive termination will survive (e.g., ownership, disclaimers, liability limits, dispute resolution).

Disclaimers

To the fullest extent permitted by law, the Services and all content are provided “as is” and “as available,” with all faults. We and our suppliers disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, non‑infringement, quiet enjoyment, and accuracy.

Limitation of liability

To the maximum extent permitted by law, we will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenues, data, goodwill, or other intangible losses. Our aggregate liability for any claim relating to the Services will not exceed the greater of: (i) the amounts you paid us (if any) for the Services in the 12 months before the event giving rise to liability, or (ii) USD $100.

Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you to the extent prohibited by law.

Indemnity

You agree to indemnify and hold harmless WalletCore and its affiliates, officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Services, your violation of the Terms, or your violation of any law or third‑party right.

Governing law, arbitration & class action waiver

Governing law: These Terms and any non‑contractual obligations arising out of or in connection with them are governed by the laws of Singapore, without regard to conflicts of law principles.

Arbitration: Any dispute, controversy, or claim arising out of or relating to these Terms, including the existence, validity, interpretation, performance, breach, or termination thereof, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre (SIAC) under the SIAC Rules in force when the Notice of Arbitration is submitted. The seat of arbitration shall be Singapore. The tribunal shall consist of one arbitrator, unless the aggregate claim exceeds USD $1,000,000, in which case the tribunal shall consist of three arbitrators. The language of the arbitration shall be English. The arbitration proceedings and award shall be confidential to the extent permitted by law.

Injunctive relief: Notwithstanding the foregoing, either party may seek interim, injunctive, or equitable relief from any court of competent jurisdiction to protect its rights pending arbitration. Class actions: To the maximum extent permitted by law, you agree to resolve disputes with us only on an individual basis, and not as a plaintiff or class member in any purported class or representative proceeding.

Consumer carve‑outs: If your local law does not permit arbitration or class‑action waivers for consumers, this section applies only to the extent allowed by law. In that case, disputes will be resolved in courts that have jurisdiction over the WalletCore entity, and mandatory consumer rights remain unaffected.

Regional terms

United States

  • Arbitration and class‑action waivers apply to the fullest extent permitted by federal and state law. Certain consumer claims may be brought in small‑claims court.
  • State consumer protection laws (e.g., California, New York) may grant additional non‑waivable rights.
  • Export controls and sanctions administered by OFAC apply. You represent you are not a prohibited person or in a prohibited jurisdiction.
Read the full US addendum →

European Union / EEA

  • You may have statutory consumer rights under EU law (e.g., digital content directives). Nothing in these Terms limits those rights.
  • Right of withdrawal may not apply once digital services are supplied with your express consent and acknowledgment of loss of withdrawal rights.
  • GDPR applies where we act as a controller; see the Privacy Notice for data rights (access, rectification, erasure, portability, objection, restriction).
Read the full EU/EEA addendum →

United Kingdom

  • Consumer Rights Act and UK GDPR may grant additional protections; nothing in these Terms excludes liability where it cannot be limited by law.
  • Alternative Dispute Resolution (ADR) information will be provided where required by UK law.
Read the full UK addendum →

Singapore

  • These Terms are governed by Singapore law with SIAC arbitration seated in Singapore, subject to mandatory consumer protections.
  • Personal Data Protection Act (PDPA) rights apply; see our Privacy Notice for access and correction procedures.
Read the full Singapore addendum →

India

  • Consumer protection statutes and the Digital Personal Data Protection Act (DPDPA) may grant additional rights. We process personal data in accordance with our Privacy Notice.
  • Where arbitration clauses are restricted under Indian consumer law, disputes may proceed in competent courts as required.
Read the full India addendum →

Companion policies

  • Acceptable Use Policy
  • Developer Terms
  • Data Processing Addendum (DPA)
  • BDTC Disclosures & Risk Factors
  • Legal Glossary
  • Terms Changelog
  • Law Enforcement Guidelines
  • Print All Terms

Contact

Questions about these Terms? Reach us via the contact form on our website. For privacy matters, see the Privacy Notice linked in the footer. If we need to contact you, we will do so through the email associated with your account or via in‑product notices.

This summary‑forward format is provided to aid understanding. The formal provisions control where there is any conflict.

Annex: Explanations & examples (plain‑English deep dive)

This annex does not add new obligations; it explains clauses in everyday language with illustrative scenarios. When in doubt, the Terms above are the binding text.

A. Non‑custodial reality

Imagine your wallet like a safe that only you can open. We build the safe, but we don’t hold the key. If you misplace the key or give it to someone pretending to be support, they can take what’s inside—and we cannot roll it back. That’s the power and the risk of self‑custody.

Good hygiene helps: back up your recovery phrase, use a hardware device if feasible, and practice with small amounts before moving large value. Treat approvals like blank checks—revoke those you don’t need.

B. Networks are public infrastructure

Public blockchains are like global roads. We help you drive, but we don’t control the traffic lights. Congestion, detours, and construction happen. We can show estimates and warnings, but we can’t force a transaction through or guarantee arrival times.

When fees spike, wait if you can. If a fork is rumored, read updates from credible sources, not just social media.

C. On BDTC, RWAs, and signals

References to reserves, audits, integrations, or supply are signals—not promises. Signals can be early, imperfect, or change over time. If convertibility or redemption exists, it will be spelled out in a separate, binding document. If you don’t see that document, do not assume it exists.

Diversify risk. If you rely on a single link in a chain—an attestation, a custodian, a jurisdiction—you take on that link’s full risk profile.

D. Human mistakes

Everyone makes mistakes. Maybe you paste the wrong address, sign a transaction too fast, or send on the wrong network. We build guardrails (copy‑warnings, ENS resolution, QR confirmations), but we cannot reverse finality. Double‑check before sending.

E. Examples of prohibited behavior

  • Impersonating WalletCore support and asking users for seed phrases.
  • Automating account creation to spam referral programs.
  • Using the Services to launder proceeds or evade sanctions.
  • Scraping private areas or attempting to bypass rate limits.
  • Uploading malware or exploiting vulnerabilities without responsible disclosure.

F. How disputes typically work

Most issues are resolved informally: you contact support, we investigate, we make it right where we can. If a legal dispute remains, we prefer fast, neutral arbitration over long court fights. Some regions limit arbitration—in those places, local law prevails.

G. Why liability is limited

Software has edge cases, networks have outages, and bad actors exist. Limiting liability keeps the service viable for everyone and aligns with industry norms. We still work hard to prevent problems and to support you if they occur.

H. Practical safety checklist

  • Use unique passwords and a manager; enable 2FA where offered.
  • Verify domain names and SSL before entering secrets. We never ask for seed phrases.
  • Start small with new protocols; diversify across tools and counterparties.
  • Keep device OS and browsers up to date; review extension permissions.
  • Revoke stale approvals; monitor addresses and alerts.

I. How we think about transparency

We communicate in layers: headlines for speed, details for rigor. Changelogs note what shipped. Status pages show incidents. Security pages share our posture and audits. Legal pages, like this one, set expectations in both human and formal language.